| Benefit Consulting |
 | Annual review of plan options and plan design analysis |
 | Assistance with employer contribution strategy |
 | Review of alternative funding options |
 | Prescription drug program review and pharmacy benefit manager selection |
 | Expertise in consumer-driven health care (HSA & HRA) plans |
 | Placement of employee voluntary products |
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| Client Services |
 | Dedicated account team |
 | Extension of Human Resources Department |
 | Assistance with Employee Handbook through Bswift |
 | Assistance with eligibility, billing, and claim resolution |
 | Assistance with Summary Plan Description |
 | Assistance with COBRA administration |
 | Assistance with Flexible Spending Account (FSA) administration |
 | Web-based technology solutions |
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